Kevin Miles

Commercial Finance Specialist Auckland

P 029 202 2102 E kevin@vegalend.co.nz

Kevin’s international background in retail and investment banking as an Associate Director, encompassing over US$36bn of transactions, brings a wealth experience to the team. Since arriving in NZ in 2003 Kevin has focused on the property sector, working for a wide range of entities including specialist property funders, brokers, developers, community housing providers, distributers of investment property and even the Government on the rebuild of Central Christchurch. His expertise includes site section, feasibility, funding, commercial and contract negotiation, structuring, underwriting, raising equity and mezzanine debt, joint ventures and creating structured investment product based on property and property funds.

Kevin holds 3 internationally recognised banking qualifications and is a Certified Practicing Accountant.

Specialist Bond Solutions

In addition to his extensive property and finance experience, Kevin provides two unique services in the New Zealand market:

Deposit Bonds helping purchasers buy off the plan without tying up cash deposits, through Vega’s partnership with Deposit Power, Australia’s longest-established bond provider.
Lease Bonds offering a fast, secure, and cost-effective alternative to traditional cash or bank guarantees for commercial leases, in partnership with eGuarantee.

These solutions allow both residential buyers and business clients to access funding flexibility, reduce upfront costs, and streamline property transactions - all handled with Kevin’s trademark expertise and attention to detail.

What to Include in Your Life Insurance. Downloadable Checklist.

How much cover is enough? What type do you need? And how do you make sure it’s right for your situation?

The Benefits of Refinancing Your Mortgage in New Zealand

If your mortgage no longer suits your lifestyle or financial goals, refinancing could offer real advantages. This article explores the key benefits of refinancing, including lower interest rates, improved loan features, debt consolidation, and accessing equity — and explains when it might make sense to review your home loan with a broker.

Buy First or Sell First? What Happens With Your Mortgage When You Move

Moving house raises key questions for homeowners, particularly whether to buy a new home before selling your current one. This decision involves weighing financial factors, timing, and mortgage considerations. Understanding your options and planning carefully can help reduce stress and ensure a smoother transition, whether you’re upsizing, downsizing, or relocating.

Kevin Miles

In the media